State Marriage Assistance Scheme (SMAS) – J&K: Eligibility, Benefits & Documents
The State Marriage Assistance Scheme (SMAS) is a welfare program launched by the Social Welfare Department, Jammu and Kashmir. It is designed to provide financial help to girls from economically weaker families at the time of their marriage. The scheme ensures that no eligible girl is deprived of financial support during this important phase of life.
This initiative is part of the government’s commitment to uplift poor and underprivileged sections of society and reduce the financial burden of marriage expenses. Below is a detailed explanation of eligibility, benefits, and the process to apply
Eligibility and Benefits
✅ Eligibility
- To avail benefits under the State Marriage Assistance Scheme, applicants must fulfill the following conditions:
- 1. Age Requirement – The girl must have attained the legal age of marriage, i.e., 18 years or above.
- 2. Family Category – The family must belong to the AAY (Antyodaya Anna Yojana) or PHH (Priority Household) category, as reflected in the ration card.
- 3. Educational Qualification –Up to 31 March 2025: School dropouts are also eligible.
- From 1 April 2025 onwards: The girl must have at least 8th pass or equivalent certificate.
🎁 Benefits
- ₹50,000 one-time financial assistance.
- Paid before marriage. For Girls belonging To Bpl Families PHH Holders And Rs 75000 Belonging to AAY Families.
- Amount sent via DBT (direct to bank account).
- Implementing agency: Social Welfare Department, J&K.
- Application Timing – Application must be submitted at least one month before the scheduled date of marriage to the concerned District Social Welfare Office.
5. No Similar Benefit – The applicant must not be receiving assistance from any other scheme for the same purpose (e.g., Ladli Beti Scheme).
Timing: The amount is released before the date of marriage to ensure timely support.
Implementing Agency: The scheme is managed by the Social Welfare Department, Government of Jammu & Kashmir.
📄 Quick Document Checklist
- Date of Marriage proof
- DOB certificate
- 8th Pass certificate (as applicable)
- AAY/PHH Ration Card
- Aadhaar Card
- How to Apply for SMAS in J&K
1. Visit to the https://jansugam.jk.gov.in/ least one month before the marriage.
2. Collect documents Submit Online For Concerned Social Welfare Department download the application form for SMAS.
3. Fill in the details carefully and attach all required documents.
4. Submit the form along with marriage proof and ration card copy.
5. Once verified, the Social Welfare Department will release the financial assistance directly into the girl’s bank account.
- The State Marriage Assistance Scheme (SMAS) is a highly beneficial initiative by the Jammu and Kashmir Government. By offering financial help of ₹50,000 to ₹75,000, the scheme ensures that poor families are supported at the time of their daughter’s marriage. With clear eligibility rules and a simple application process, this program brings relief to many households across the Union Territory.
Families are advised to apply on time, keep documents ready, and fulfill all conditions to avoid delays. The scheme not only supports financial needs but also promotes social welfare and women’s dignity in Jammu and Kashmir.
